Cross-Protocol Compare

Side-by-side lookup across Aave V3, Spark, Morpho, and Fluid for the same asset. Pick an asset, pick a view, share the URL.

Asset

Aave V3Lowest Borrow

Supply APY

3.25%

Borrow APY

3.96%

Spread0.71%

Utilization91.2%

Total Supply$1.92B

Spark

Supply APY

4.04%

Borrow APY

4.56%

Spread0.52%

Utilization87.7%

Total Supply$33.50M

MorphoBest Supply

Supply APY

6.09%

Borrow APY

—

Spread—

Utilization—

Total Supply$421.49K

Fluid

Supply APY

3.19%+1.06%

eff. 4.25%

Borrow APY

—

Spread—

Utilization—

Total Supply$197.90M

USDC · Supply APY · 12 months

Aave V3

Spark

Morpho

Fluid

Fed Funds (DFF)

Cross-protocol Supply APY Dispersion

Current dispersion across protocols on USDC supply APY is 833 bps, wider than the 12-month average of 232 bps.

USDC · Best Supply Venue History · 12 monthsone segment per day · 1103 days

May 8Nov 9May 8

Spark364of 1103

Aave V3362of 1103

Fluid361of 1103

Morpho16of 1103

Cite this page

Datum Labs. (2026). Lending Intelligence Terminal: Cross-Protocol Compare · USDC. Retrieved May 8, 2026 from https://lending-intelligence-terminal.vercel.app/compare.