Sector Overview

Aggregate metrics across 6 Ethereum lending protocols. Source: DefiLlama, the Liquidator Economy DB, and FRED.

Total Supply

$41.11Bdeposits across 6 protocols

▼$358.88M24h▲$6.33BMoM▼$40.38BYoY

Active Borrows

$15.63Boutstanding debt principal

▼$41.44M24h▲$1.65BMoM▼$17.34BYoY

Available Liquidity

$25.48Bunborrowed deposits

▼$317.44M24h▲$4.68BMoM▼$23.04BYoY

Sector Utilization

38.0%

▼ 2.2 pp MoM▼ 2.4 pp YoY

borrows ÷ supplied

Sector LDR

38.02%

▼ 2.19 pp MoM▼ 2.38 pp YoY

loan ÷ deposit

Real Yield Spread

—

Sector Take Rate

2.15%

annualized rev ÷ TVL

Market Share by Borrows

24-month

Aave V3

Spark

Morpho

Fluid

Compound

Euler

Aave V3pool

Total Supply$24.96B

TVL$14.82B

Borrows$10.14B

Utilization40.6%

LDR40.62%

Fees 7d$6.47M

Revenue 30d$26.01M

Net deposits 30d+$234.83M

Sparkpool

Total Supply$6.67B

TVL$4.56B

Borrows$2.11B

Utilization31.6%

LDR31.59%

Fees 7d$1.19M

Revenue 30d$4.98M

Net deposits 30d−$107.68M

Morphoisolated

Total Supply$6.57B

TVL$4.36B

Borrows$2.21B

Utilization33.7%

LDR33.67%

Fees 7d$1.91M

Revenue 30d$8.69M

Net deposits 30d−$81963310.21B

Fluidvault

Total Supply$1.14B

TVL$518.30M

Borrows$624.76M

Utilization54.7%

LDR54.66%

Fees 7d$497.73K

Revenue 30d$2.10M

Net deposits 30d−$22.20M

Compoundpool

Total Supply$1.65B

TVL$1.16B

Borrows$496.77M

Utilization30.1%

LDR30.07%

Fees 7d$510.09K

Revenue 30d$2.10M

Net deposits 30d+$65.42M

Eulervault

Total Supply$118.23M

TVL$66.70M

Borrows$51.53M

Utilization43.6%

LDR43.59%

Fees 7d$210.95K

Revenue 30d$1.11M

Net deposits 30d−$202.46M

Loan-to-Deposit RatioPer-protocol LDR over time. Sector average dashed.

Net Supply Flows

7 days

Inflows→Protocols→Outflows

Net inflow $640.5M · Net outflow $771.5MNet change in deposit base · constant prices · price moves excluded · DefiLlama token quantities

Period

Collateral Mix

Current

Total$41.11B

WSTETH

17.5%

WETH

17.2%

WEETH

9.8%

USDT

9.7%

USDC

9.6%

WBTC

9.3%

CBBTC

6.5%

Other

20.5%

Borrow Mix

Current

Total$15.63B

WETH

36.5%

USDT

23.6%

USDC

23.0%

PYUSD

3.7%

USDS

3.2%

DAI

2.1%

RLUSD

2.1%

Other

5.8%

DefiLlama returns USDS borrows under DAI for some Spark markets; that share is folded into the DAI wedge here.

Top 10 Markets Across All Protocols

Period

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#	Asset	Protocol	Total Supply	Available Liquidity	Borrowed	Util	Supply APY	Borrow APY	Bar
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Cite this page

Datum Labs. (2026). Lending Intelligence Terminal: Sector Overview. Retrieved September 8, 2026 from https://lending-intelligence-terminal.vercel.app/.

As of just now · live load · DefiLlama

#	Asset	Protocol	Total Supply	Available Liquidity	Borrowed	Util	Supply APY	Borrow APY	Bar
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Asset

Protocol

Total Supply

Available Liquidity

Borrowed

Util

Supply APY

Borrow APY

Bar

No data.