Sector Overview
Aggregate metrics across 6 Ethereum lending protocols. Source: DefiLlama, the Liquidator Economy DB, and FRED.
Total Supply
$33.63Bdeposits across 6 protocols
▼$370.60M24h▲$3.57BMoM▼$33.58BYoY
Active Borrows
$13.66Boutstanding debt principal
▼$23.85M24h▲$1.49BMoM▼$13.35BYoY
Available Liquidity
$19.98Bunborrowed deposits
▼$346.76M24h▲$2.09BMoM▼$20.22BYoY
Sector Utilization
40.6%
▲ 0.1 pp MoM▲ 0.4 pp YoY
borrows ÷ supplied
Sector LDR
40.61%
▲ 0.13 pp MoM▲ 0.37 pp YoY
loan ÷ deposit
Real Yield Spread
−0.73 pp
stables yield under T-bills
Sector Take Rate
2.93%
annualized rev ÷ TVL
Market Share by Borrows
24-month
Aave V3
Spark
Morpho
Fluid
Compound
Euler
Aave V3pool
Total Supply$19.86B
TVL$11.26B
Borrows$8.60B
Utilization43.3%
LDR43.30%
Fees 7d$5.12M
Revenue 30d$21.43M
Net deposits 30d+$1.46B
Sparkpool
Total Supply$5.50B
TVL$3.68B
Borrows$1.82B
Utilization33.1%
LDR33.07%
Fees 7d$1.04M
Revenue 30d$4.66M
Net deposits 30d+$107.75M
Morphoisolated
Total Supply$5.50B
TVL$3.58B
Borrows$1.92B
Utilization35.0%
LDR34.95%
Fees 7d$2.02M
Revenue 30d$17.18M
Net deposits 30d+$86.43M
Fluidvault
Total Supply$1.01B
TVL$446.68M
Borrows$558.39M
Utilization55.6%
LDR55.56%
Fees 7d$447.49K
Revenue 30d$1.96M
Net deposits 30d+$176.15M
Compoundpool
Total Supply$1.36B
TVL$914.18M
Borrows$448.35M
Utilization32.9%
LDR32.91%
Fees 7d$420.81K
Revenue 30d$1.59M
Net deposits 30d+$9.59M
Eulervault
Total Supply$415.53M
TVL$101.98M
Borrows$313.55M
Utilization75.5%
LDR75.46%
Fees 7d$295.50K
Revenue 30d$1.24M
Net deposits 30d−$148.65M
Loan-to-Deposit RatioPer-protocol LDR over time. Sector average dashed.
Net Supply Flows
7 days
Inflows→Protocols→Outflows
Net inflow $885.7M · Net outflow $374.6MNet change in deposit base · constant prices · price moves excluded · DefiLlama token quantities
Period
Collateral Mix
Current
Total$33.63B
WSTETH
16.3%WETH
15.4%USDT
11.9%USDC
11.1%WBTC
9.4%WEETH
7.7%CBBTC
6.2%Other
22.1%Borrow Mix
Current
Total$13.66B
WETH
31.0%USDT
25.0%USDC
24.3%PYUSD
3.6%USDE
3.5%USDS
3.2%RLUSD
2.2%Other
7.2%DefiLlama returns USDS borrows under DAI for some Spark markets; that share is folded into the DAI wedge here.
Top 10 Markets Across All Protocols
Period
View
Sort by
| # | Asset | Protocol | Total Supply | Available Liquidity | Borrowed | Util | Supply APY | Borrow APY | Bar |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WETH | Aave V3 | $3.14B | $505.59M | $2.56B | 81.3% | 1.47% | 2.13% | |
| 2 | USDT | Aave V3 | $2.75B | $703.25M | $2.05B | 74.4% | 2.17% | 3.24% | |
| 3 | USDC | Aave V3 | $2.02B | $177.62M | $1.84B | 91.2% | 3.26% | 3.97% | |
| 4 | WBTC | Aave V3 | $1.88B | $1.82B | $59.39M | 3.2% | 0.01% | 0.35% | |
| 5 | WEETH* | Aave V3 | $1.65B | $1.65B | $86.18K | 0.0% | 0.00% | 1.00% | |
| 6 | WSTETH | Aave V3 | $1.52B | $1.52B | $7.86M | 0.5% | 0.00% | 0.01% | |
| 7 | CBBTC | Aave V3 | $1.04B | $1.03B | $8.67M | 0.8% | 0.00% | 0.29% | |
| 8 | USDE | Aave V3 | $426.80M | $180.39M | $246.44M | 57.7% | 1.11% | 2.57% | |
| 9 | USDC | Compound | $325.87M | $38.76M | $287.10M | 88.1% | 3.17% | 3.95% | |
| 10 | SENPYUSDMAIN | Morpho | $320.21M | $320.21M | $0.00 | 0.0% | 2.26% | — |
*E-Mode collateral · borrowing disabled for most users by design.
Cite this page
Datum Labs. (2026). Lending Intelligence Terminal: Sector Overview. Retrieved July 25, 2026 from https://lending-intelligence-terminal.vercel.app/.
As of 16 h ago · daily snapshot · sector_snapshots